Hi, I'm quite new to it, I've started a month

ago with the App, and now opening my Exchange account.
I have one question about, are them completely different wallets?
Meaning, the Fiat and crypto I have in the app are not available in the exchange, is that right?

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yes exchange and app are different, you will need to open them differently but when you have the app you can link it to exchnage, but you will still have different wallets for both

Chris | Crypto.com
yes exchange and app are different, you will need ...

I’m a usa resident. And it doesn’t allow me to use the exchange.

Exchange is not yet available in USA but coming soon

Chris | Crypto.com
Exchange is not yet available in USA but coming so...

Awesome. That’s great news. Would you happen to know the estimate time?

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