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Could it also make sense in the future to have
some fixed rate pools? In general, some people are willing to pay a premium to have a fixed rate (so average floating rate is lower than the fixed rate). If you have some asset yielding 5% and the borrow rate is 6% you might want to repay your loan but because of gas + swap fees it's not really feasible to keep entering and exiting. Of course such a pool could have a much lower cap and I guess you could update the fixed rate through a governance vote?
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