loose money if the apy returns to the normal levels of market?
Normal level would not lose you money imo. You could lose money based on the third party risk that you're always taking in defi when sending your coins from your wallet to protocols. Luckily even in this case yearn has a historically comparatively high reimbursement rate. If you want yield for your buck, Yearn is a gold standard in the crypto industry, but nothing is ever risk free
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