collateral factor means how much you can loan - if you deposit for example 1000usdt and CF for usdt is 80% so you can borrow max 800usd in any asset but it is also liquidation point where 100% of borrow limit is used so to be safe you need to borrow less and always keep borrow limit below 100%.
So then it is the same as the LTV... Does the venus platform show you the health factor when borrowing?
No at the moment only borrow limit it will be very likely in next UI upgrade but you can always use 3rd party services like debank.com and check health status there
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