It depends on the user's general knowledge about certain topic. If user is confident he/she can use apps/devices without reading docs. See no difference between above situation and Phala delegation. So, the answer - it depends on your knowledge. But, I prefer check the docs. Plus, Phala accept delegation from Polkadot.js, Talisman, Subwallet, Nova wallet. I use 1sr for PC, and last for mobile.
I hold more than 100 projects. Pha wallet isn't user friendly. I can say it because I can compare.
The PHA wallet is not specific to Phala but to all Polkadot projects, once you understand how it works it will be incredibly easy to operate across the entire ecosystem
I am talking about phala app.
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