the focus now is payments? The simplest most difficult problem in the world? Retarded.
I remember the time that zooko was shilling how to do defi on ethereum from holding zec using the ren bridge, as i recall he was shilling "privacy is on storage, not on transit of money " or something like that, i thought that was a good point at the time, but the ren bridge went down and it didn't get any traction after, i think the access to decentralized liquidity is very important for the life of a privacy coin, either to get access to other blockchains, or to attract investors (zsa's) to the zcash network
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