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Someone brought up a technical challenge to the idea of

dropping the collateral of MN... could someone close to the dev team confirm this? If it is true, isn't it a dramatic lack of scalability? Is it fixable?

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I do not understand your question. It is normal behavior with a proof-of-stake consensus that on average a new valid block is found every x hours/days by a masternode. On average, it takes about 3.8 days for the DeFiChain. Sometimes it is faster, sometimes it takes longer. If you you will lower the collateral and more Masternodes are build, it will take some more time for a dedicated MN to find a block. But if your running 4 masternodes with 5k colleteral instead of 1 with 20k, for the owner of the MN, more or less nothing will change? Maybe some new additional MN will be setted up, this will effect the time of finding new Blocks in some.

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