the kava lend APY rates are calculated?
https://medium.com/kava-labs/hard-protocol-interest-rate-update-45d4e279db0f
Hypothetically, if someone controls a large portion of the pool to the point that their withdrawal can shift the utilization to 100%, spiking up the APY, and if the underlying asset was not a stablecoin, couldn't this cause a huge spike in liquidations ?
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