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Also, I can see a lot about merchants and users

getting rewards from the ecological incentive pool, but what about retail holders? I know I’ve asked about staking etc before, and I only ask because the white paper offers no mention of this (I am aware that the new white paper is in development)

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I think this will be clarified in the new white paper. I hope there is an incentive for ACH holders. At the moment, the only incentive is for customers who use ACH to make payments. The White Paper should be available soon, so let's wait. You can also include this question in your email for the merchant team.

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