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In that case I wonder what is better for exposure,

Kava or Hard? It seems like Hard doesn't have any use case. But Kava is used for transaction fees so there's value for Kava Lend

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Well, it's good for both Mint and Lend. Lend allows users to supply IBC assets to Lend and they can borrow different assets (BTCB, BUSD, XRPB, KAVA, IBC assets)

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