in so I am going to download this staker app.
What do you mean by buy the wallet?
It means just that $9
Staker app is a 3rd party/community built application. It uses a layer called Gnosis Safe for their wallets. You need to pay to set up a wallet if you wish to buy/swap/stake within Staker app. You can use Staker app too monitor existing wallets for free https://help.staker.app/en/articles/5624794-wallet-setup
It says here "secret recovery phrase created" - Does that mean I wrote it down already? Step 1/4
No it means you gave to copie it down on a piece off paper
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