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What is interest fee and borrow rewards apy?

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Interest fee is money you pay back per year. Eg. If I borrow $1000 and interest fee is 5%, I pay $1050 back. This accumulates over time Borrow rewards is crypto you get paid for borrowing. So if you borrow, you will earn crypto, typically in the form of Hard or Kava tokens. So if I borrow $1000 and the Borrow Rewards APY is 30%, I will earn 30% a year of the $1000 in Kava and Hard tokens

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