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An individual deposit APY is calculated based on an individual deposit’s risk factor which is a function of the deposit size, the multiplier, and the lock period (the APY calculation is performed in 60 second cycles). By increasing the multiplier of an individual deposit, its APY will increase accordingly and so will the risk of liquidation of that deposit due to COTI’s price fluctuation. You can read up about APY here: https://cotinetwork.medium.com/everything-you-need-to-know-about-the-coti-treasury-b5fd09e1d82a
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