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It currently has different features such as for example an

address book. The light wallet will get there eventually.
Limit swaps are currently not possible. The upcoming blockchain upgrades will deliver foundational capabilities to allow clients to implement those kinds of features.

You seem tech-savvy and interested in what is going on. I would definitely recommend that you check this out.

https://www.youtube.com/watch?v=lntCTkjTDHA&t=399s

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Watched that, but a lot to absorb, so unclear about some of the details

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