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XLM has no reliable monetary policy (just like Fiat), so no. I see its potential more in helping the existing players to become more efficient: banks, central banks, remittances etc. But it's no 'people's money', for that it is too dependent on centralized entities.

[725] Calma123_-Calma Автор вопроса
GreenGecko 🌿 ∞/21M
XLM has no reliable monetary policy (just like Fia...

Well wouldnt that translate into the value of the token if its widely adopted by people and banks.

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