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Second qn, do you think lending atom is different from

lending usdx? I am minting and lending a lot of USDX in my ledger. I was wondering if Kava get hacked, will I lose both USDX and ATOM? but my reasoning is since they are on a different blockchain it hard to get hacked on the same day

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Really depends on the nature of the hack. Potentially both could get hacked in the same attack I would imagine, they are both on kavachain and any atom could be swapped for kava, etc on KavaSwap if they wanted to avoid IBC

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