Flexa? If I pay with eth then that has a fee to move from my wallet (originator) to the mediator then mediator to merchant (destination) wallet or if they want to be paid in another currency there's are fees to swap currencies and fees to then send them to the destination wallet.
Not sure if you've gotten an answer yet, but this is solved by Gemini being the custodian. Only gas fee involved is the gas fee associated with moving assets into Spedn
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