to pol including an AirDrop for ZK-wrapped-Pol which is a eben more efficient private side chain. They say there is only limited time frame to react. Is this legit? Where/when do i have to change my matic to pol?
No they never sent out any emails. Please be careful and don't interact with those things.
Would I need any Matic for the wallet to be functional on Metamask or wallet is functional with 0 Matic also?
Yes you need a little bit to execute transactions, 1 $MATIC should suffice.
Say If I have .01 Matic, can an exchange transfer Usdt, on my Matic wallet?
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