Better than on exchange. Not your keys, not your money. There are also alternate software and hardware wallets.
Lol do you have any of your money in a bank? You should withdraw it and put it under your bed
My bank accounts are insured against bankruptcy, exchanges don’t do that
Ignorance is bliss
If you read some give insurance against hacks. But up to you if you believe or not.
I use hardware wallets so doesn’t apply to me anyway
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