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Question! What would be the downfall from using Kado Money

for the UST on ramp with having to KYC?

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Depending on the merchant, if they accept UST directly it's awesome, but most of the times you'll end up paying the fees for the fiat-crypto bridge. As for KYC, in my opinion, we should all go through it on CEx, and even on DeFi these should be linked to at least one KYCed CEx, which is always anonymous for the public, but not for your jurisdiction (e.g., tax collectors). So, no downside in that regard.

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