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Last question : the payment channel network will be another

layer 2 only for the transactions without dApps?

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Payment channels are another layer 2 solution. Imagine that the Nervos infrastructure is complete with bridges to all other networks. You can create a wallet using this infrastructure and you could send and store coins from all networks and also stables. With this wallet, you also implement a payment channel, a QR reader and you would have a decentralized, non-custodial and fully interoperable wallet, ready to make payments, such as similar to Wechat.

yes

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