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Is there a place that explains more about vault, loan

and minting? would like to fully understand it since if there is any mistake may mean i will lose all my money in there

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If you have the light wallet (iOS/Android app) you can tap the vault icon and it will explain everything. Honestly you'll need it anyway because Vaults are not incorporated into the desktop wallet. You might be able to access them via the integrated node cli, but that's a whole new set of headaches.

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