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Hello, is it posible to create vaults on the desktop

wallet? Or is a feature exclusive to light wallet?

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No. Yes.

You can use the CLI, command line interface, to create a Vault with the desktop app. But it's more comfortable to this with the lightwallet

Yes see all command here https://github.com/DeFiCh/ain/wiki/Loan-and-Decentralized-Tokenization

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