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It says cold wallets are insured, when are my funds

in a cold wallet and when are they not?

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It means that their own wallets are insured where they hold the actual funds

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Ramy Capital
It means that their own wallets are insured where ...

I've read online if you have stablecoins in your wallet and earn interest on it they are in a "hot wallet" and thus not insured, is that true?

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