?.
Less borrowers makes the borrowing apy go up. Back then there wasn’t a lot of borrowers now since terra is number 2 there’s a ton of borrowers compared to before
As for a guy that add bETH im worried that the borrowing % go to much up. - I guess time will tell :)
Back then there was a farming strategy to benefit from the high borrow apy and never get liquidated so u were earning 160% apy and didn’t risk getting liquidated but many new people here weren’t around for that time
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