Yield will def go down, just not sure how low or when
my hypo: nobody needs loans now as market is going down now here and there. folks have no incentive to take leverage as there's no space to make money on upward trends. that's why we're spending our reserves for now.
Loads of people are taking loans, nows the time to do it. While prices are down. Loading up here while we are sideways before things kick off again in a few weeks
Take, take. The more you take, the better it goes
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