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So my understanding of prop 20 is that the APY

could continue to drop by 1.5% per month until yield reserves start to go back up by 5% in that month time frame. so it could drop pretty low. by that logic it can only increase by 1.5% per month, so it could in fact drop much lower, and by that rational take many months to climb back up as well?

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If it goes to 0% at least it will be sustainable. Whooooo! Lol

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