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I made two small purchases today, though it says that

I dont have an outstanding loan so I cant repay today? Do I have to wait more days?( I use nexo since yesterday)

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Oddly enough, as I am reading the FAQ now, this article might asnwer your question: https://support.nexo.io/hc/en-us/articles/5101260978194-How-does-the-Nexo-Card-work- The paragraph at the bottom as it talked about the vendor has 45 days to claim the cash THEN it goes to your loan on Nexo

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