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Please someone should explain to me about MERIT , are

we swapping Nxra to merit?

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NXRA stays like it is. When you stake NXRA in Fundrs, you accumulate rALBT, which is not really accurate with its name anymore for the Nexera ecosystem after the rebranding. Fundrs is all about merit ("A financing platform, based on reputation and merit") So rALBT is going to be called MERIT, which makes more sense and is also easy to understand for new people to the Nexera ecosystem that don't understand the ALBT reference

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