APY when I'm getting 6% in general saving wallet?
I understand all that. Other than to be a part of the ETH staking community there are no financial up sides. There is no locking for a higher rate and as the current rate is below the ETH savings APY on platinum, I can't see the benefit
The APY will vary between 4% and 12%, you can use it as collateral and it will continue earning interest while in credit wallet.
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