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As a US resident, I still have the ability to

take out a loan now. If I take out the loan, and pay it back later, will the crypto I get back continue to earn interest?

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Yes

Zach mentioned even after the 15th, when you take a loan; and repay it, the collateral gets returned to the wallet it originated from, so it should return to the earn wallet where it was. I really hope this is true. Because after the 15th if you do a swap, the new coins go to custodian side never to return to earn side.

Jason Bourne- Автор вопроса
keepstackinsats
Zach mentioned even after the 15th, when you take ...

Ok got it, thank you for the well thought out answer.

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