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Any recommendations from SG users on the most cost effective

way to do DCA using DBS or OCBC account?

Sign up for multi-currency account and link it to debit card?

I cannot use credit card (to get cashback and min spent requirement) and then use multi-currency account to pay for the USD transactions right? I want to avoid the credit card FX rates 😅

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Are you talking about the Bake DCA option? It is done via Credit Card.

Oh sorry did not see the debit card part of your comment. TBH I’m not sure how a multicurrency account works with connected debit cards. I’ve never tried it to specify a currency to use. In any case, unless you already have USD on hand to deposit into a multicurrency account, you are still going to incur FX fees swapping SGD to USD. Maybe a revolut card instead? Or the Trust Card which doesn’t charge extra fee for fx.

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